Bvlgari, founded in Rome in 1884 by Greek silversmith Sotirios Voulgaris, entered watchmaking seriously in the 2000s and has since become a force in ultra-thin haute horlogerie. The Octo Finissimo holds multiple world records for thinness, including the thinnest chronograph, tourbillon, minute repeater, and perpetual calendar.
Available below retail on the secondary market at 26% discount, this model offers exceptional value for buyers willing to purchase pre-owned. This pricing makes it one of the better value propositions in the dress watch category.
The WVS Value Score of 63/100 reflects the balance between this watch's specifications, brand positioning, and market dynamics. While not the highest-scoring watch in its category, it may offer advantages in other areas such as design, availability, or raw specification value.
The estimated annual cost of ownership is $793 per year, accounting for depreciation, servicing, and insurance. While this is higher than some alternatives, it should be weighed against the wearing pleasure and prestige the watch provides daily.
Understanding the true cost of owning a luxury watch requires looking beyond the purchase price. Our cost-of-ownership model calculates the annual net expense of keeping the Bvlgari Octo Finissimo 103672 on your wrist, factoring in three key components.
First, depreciation: based on historical pricing data for this reference and similar Bvlgari models, we estimate annual value change at 6%. This depreciation rate is typical for this price segment and brand positioning. Second, servicing: Bvlgari recommends periodic maintenance to ensure accuracy and water resistance. We amortize the estimated service cost across the recommended interval, arriving at $80 per year. Third, insurance: at approximately 1.5% of market value, annual insurance costs $143 to protect against theft, loss, or accidental damage.
Combining these factors yields a net annual cost of $793. That's roughly $2.17 per day — comparable to a daily coffee habit.
Estimated market price trend based on aggregated public listing data. Prices reflect average asking prices for complete sets in excellent condition. Updated monthly.
Our proprietary score rates every luxury watch on a 0-100 scale across five dimensions. Scores above 85 indicate exceptional value retention and market positioning. The formula is transparent and weight-based.
When considering the Bvlgari Octo Finissimo 103672, it helps to understand how it compares to alternatives in the dress watch category. The highest-scoring alternative is the Rolex Oyster Perpetual with a Value Score of 91/100, slightly above the 103672's 63/100. The comparison table below provides a detailed side-by-side analysis of all key metrics.
| Watch | Market Price | Size | WR | Own/Yr | Score |
|---|---|---|---|---|---|
| Bvlgari Octo Finissimo 103672 | $8,000–$11,000 | 40mm | 100m | $793/yr | 63 |
| Rolex Oyster Perpetual 124300 | $7,500–$13,000 | 41mm | 100m | $101/yr | 91 |
| Rolex Oyster Perpetual 126000 | $6,500–$10,000 | 41mm | 100m | $97/yr | 91 |
| Rolex Datejust 126300 | $9,000–$13,000 | 41mm | 100m | $102/yr | 89 |
| Rolex Datejust 126234 | $10,000–$14,000 | 41mm | 100m | $104/yr | 85 |
| Rolex Datejust 126334 | $11,000–$16,000 | 41mm | 100m | $107/yr | 86 |
Dress watches prioritize elegance and slim profiles over technical specifications. Designed to slip under a shirt cuff, they typically feature minimal dials, thin cases, and leather straps. For the collector, a dress watch represents the art of restraint — where value lies in finishing quality rather than feature count.
Key metrics for dress watches are case thickness (ideally under 10mm), movement finishing visible through a display caseback, dial quality, and strap/buckle craftsmanship. Water resistance is typically lower (30-50m) since these watches aren't designed for sport use.
Dress watches are ideal for business formal, black tie, and occasions where subtlety is valued. They may feel under-dressed with casual wear. Many collectors own a dress watch alongside a sport watch to cover all social contexts.
Bvlgari watches are available through brand boutiques and select ADs. The Octo Finissimo is the collection that commands serious horological respect — focus here rather than the fashion-oriented Roma or Serpenti lines. The brand's Italian design DNA gives it a distinctive aesthetic that sets it apart from Swiss competitors.
Bvlgari manufactures movements at their facilities in Le Sentier and Saignelégier. The BVL calibres powering the Octo Finissimo are genuine manufacture movements of exceptional thinness. The BVL 138 (2.23mm thick automatic) powers the standard Octo Finissimo and represents remarkable engineering achievement.
Service intervals are every 4-6 years with costs of $800-$1,500. Ultra-thin movements require careful handling. Bvlgari's service is handled through LVMH group infrastructure with watchmakers trained on the specific Finissimo calibres.
Bvlgari watches depreciate 35-50% from retail. The brand is significantly undervalued on the secondary market — the Octo Finissimo offers record-breaking thinness and genuine manufacture quality at pre-owned prices that would be impossible from a Swiss competitor. Collectors are increasingly recognizing this value gap.
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| Ref | Variant | Retail | Score | Own/Yr | Market |
|---|---|---|---|---|---|
| 103672 | Steel/Grey ◂ | $12,900 | 63 | $793/yr | $8,000–$11,000 |
Value Score 63/100 · $793/year to own · 94% retention